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Soap noodles are fast becoming the must-have commodity for soap manufacturers the world over. The biggest market for soap noodles is Asia Pacific like Malaysia, Vietnam, Indonesia etc. but other continents are catching up fast with this market newcomer. Read on to gain useful insights into some key facts about soap noodles.

1. Soap noodles: One Shape, Many Recipes

Let’s start with the obvious: the characteristic pellet shape of soap noodles. Thanks to the plasticity of the vegetable base, noodle shapes can be obtained easily and shipped in any volume with great convenience.

The simple little pellets enable manufacturers to blend in fragrance and pigments when making soap bars. More or less soap noodles can come into play for each recipe depending on which usage it is for. This is the reason why the same soap noodles can be used to produce personal hygiene products, laundry soap or even multi-purpose soap.

2. Oil-based Soap Noodles for an Eco-friendly Approach

The … Read the rest

To start with a definition, peer-to-peer lending (sometimes called p-2-p lending) is lending between people online. Peer-to-peer is person-to-person, but on a large scale (and can be p-2-b, person-to-business). There is an intermediary or platform at the center of this transaction, but typically not a bank.
Each lender in the p-2-p transaction might lend money to many borrowers, perhaps only a small amount of capital to each: An individual might borrow money from many different lenders, who collectively offer the sum that the borrower requests.

In the traditional market for borrowing money, the bank accepts the deposit of funds from customers – depositors – and the bank then lends the deposited funds to other customers, other banks or governments – i.e. borrowers.
The bank typically pays interest to the depositors on the funds they have lodged with the bank. The borrowers, conversely, are charged interest on the funds they have borrowed.

The bank expects to pay the depositors less than … Read the rest